To download your files, please either click on the individual images below or click on this big yellow button for the whole lot in a one single folder.
Quicklinks to items on this page. – Calculators
The Excel Budget Planner – Calculator
Excel Debt Tracker – Calculator
Quicklinks to items on this page. – Printables
Quick Printable Checklist
Printable Budget Planner
Printable Debt Tracker
Printable Reminder Sheet
31 Point Action Plan
Download No_1: The Budget Planner
Watch this tool in action:
https://debthelptools.com/wp-content/uploads/2020/04/budget-video-Copy.mp4
Need a comprehensive budget planner that automatically works everything out for you? ……..well here you go!
This speadsheet enables you to add income into the income tab and spend into the spend tab. The results will then be summarised on the Summary tab!
Its super simple to use and shows you at a glace where all your money is going.
Whether you need a FREE printable budget management tool or an equally FREE excel download, we have you covered!
Click here for the pdf version of the budget tracker.
Summary, Spend (Blank), Income (Blank), Spend samples
Download No_2: The Debt Tracker
This detailed debt management spreadsheet gives you a comprehensive view of all your debt and credit in one place.
If you are not comfortable with Excel, there is a printable version in the download file.
If you are happy to fill in the figures directly on the sheet (fill in the white spaces only) the sheet will calculate all your balances for you in the summary box.
This free excel debt tracker downloaded is available now, just add your email to the box to your left (or at the bottom on mobile) and we will send you the link over by return email.
Download No_2a : The (Printable) Debt Tracker
This detailed spreadsheet gives you a comprehensive view of all your debt and credit in one place, as the excel one above but this one has been optomised for printing.
Download No_3: The Debt Checklist
Having trouble getting started?
Fear not, this simple step by step guide will help you make sure you’re covering all the bases.
These 8 steps will set you on the right track for better money management today.
Print it off and stick it on your fridge or noticeboard.
You might need to revisit a few of them over the coming months but it’s a handy reminder and will help you stay on track.
Download No_4: The Reminders
This handy reminder sheet will give you a heads up when your contracts are about to run out.
Letting your mortage run onto a standard rate or your insurance roll over with the same provider could be costing you a pretty penny every year.
Take just 10 minutes, print the form and fill in the month that contract ends for your:
- Mortage product
- Mobile phone
- Landline
- TV services
- Internet Services
- Home Utilities
- Car Insurance
- House Insurance
- And anything else you can thing of!!
- Then Stick it on your fridge!
Don’t forget to use TopCashBack to compare and switch deals, it’s free to use and you could pocket a decent sum everytime you switch!
Download No_5: The Action Plan
31 point action plan to help you get out of debt no matter where you are along your jouney and what your personal situation is.
See these tools in action……
The Checklist
Download No_3: The Debt Checklist Having trouble getting started? Fear not, this simple step by step guide will help you make sure you’re covering all
The Debt Tracker
Download No_2: The Debt Tracker This detailed debt management spreadsheet gives you a comprehensive view of all your debt and credit in one place. If
The Budget Planner
Download No_1: The Budget Planner Watch the budget planner at work! Need a comprehensive excel budget planner that automatically works everything out for you? ……..well
Take the Debt Quiz
7 simple questions & answers to find your best debt help plan This short debt quiz will show you where to start with paying down
Avalanche or Snowball?
Avalanche vs Snowball methods to pay down your debts; which one is best?? Choosing a method to pay down your debt can be even more
Credit Report
Did you know that there are 3 credit agencies in the US that provide credit reports? Did you also know that each credit agency can
Welcome to MONEY MUDDLE!
Are you sick of being muddled about money? Is your debt getting put of control? Or do you just want to have a better grip
Use Debt to MAKE Money!
Want to know how to use good debt to MAKE money?? Then read on……… If you are still in a lot of debt that’s charging
Debt Action Plan
Knowing were to start with taking action with your debt and making a plan that you will actually follow can be a real challenge, especially
Bad Credit
Do you feel like you are running out of options…..fast??!! Maybe you feel like you’ve “tried everything” but your debt just isn’t going away? Fear
Where should I save my money?
The simple answer would be: “The place with the lowest risk and highest return”. But there are so many other factors involved; you could try
How do I invest without any money?
Easy; use someone else’s! Seriously though, depending on your financial health, you could be borrowing money at 0% and investing it relatively safely at 5%
Should I buy or lease a car??
Unless you absolutely MUST have a new car right now (or as soon as humanly possible), I’d say buy a slightly older one and save
Money Saving Hacks in the UK
These are not strictly “HACKS”, just a few things that I do regularly to save me a bit of money on day to day stuff
How can I make some extra cash from home? (UK)
There are so many ways to make extra money it can make your head explode. BUT with opportunity comes opportunists willing to say anything to
Can I pay less for my mobile phone?
YES! You can pretty much always pay less if you are willing shop around and put some leg work in for cashback deals. If you
Why can’t I save money?
You can!! You just need to find what works for you without making you feel restricted or deprived. There are loads of apps and ways
What the best type of mortgage?
It depends on your personal circumstances, your credit rating, your loan to value amount (LTV), your age, the property and a myriad of other things
Does it matter how I think about money?
YES! No-one ever got rich AND stayed that way by disliking the stuff! If you don’t like, want or care for it, the universe will
Is it too late to start a pension and do I really need one?
It’s never too late (almost!) do you need one, i would think so! Why do you ask? Most pension sites create white noise in my