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Investing

Get high returns on your saved cash and /or your cheap debts!

Where should I save my money?

The simple answer would be: “The place with the lowest risk and highest return”. But there are so many other factors involved; you could try ISA’s, Peer to Peer lending, Property investing, Retail or a big biscuit tin!! It depends what you want and how much risk you can take. Savings I’ve recently read “Rich Dad Poor Dad” by Robert T. Kiyosaki , and yes, I do realise that I’m a bit late to the party on this one. It’s a fantastic book though defiantly not bite sized and of …

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How do I invest without any money?

Easy; use someone else’s! Seriously though, depending on your financial health, you could be borrowing money at 0% and investing it relatively safely at 5% or more – just so long as you have no expensive debts, you’re on a winner!! Please have a look at my book (out soon!) or just read through all the blog posts on this site to optimise your income minimise your outgoings and improve your credit rating before you start to use other people’s money to make some for yourself. There is a HUGE …

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Why can’t I save money?

You can!! You just need to find what works for you without making you feel restricted or deprived. There are loads of apps and ways to structure your money that will give you the freedom to enjoy your life (within reason!) and give you a happy buzz from paying the future you though savings and investments. “You can have a Masters degree in making money, but you will still wind up broke if you have a PhD in spending it.” ―Orrin Woodward Having a Budget              What springs to mind when …

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