- Are you sick of being muddled about money?
- Is your debt getting put of control?
- Or do you just want to have a better grip on your finances?
If this is you, then please read on………………………………..
This site contains a collection of posts that will show you REALLY SIMPLY how to keep track of your spending, debt and savings and make better informed decisions about where your money goes, how much interest you pay, (or get paid) and a few ideas on how to make a bit on the side!
The acompanying book to this site is available on Amazon.co.uk and in audiobook version via Audible.co.uk.
If you have any suggestions for future posts or would like to provide feedback on existing ones, please do get in touch!
The Checklist
Download No_3: The Debt Checklist Having trouble getting started? Fear not, this simple step by step guide will help you make sure you’re covering all
The Debt Tracker
Download No_2: The Debt Tracker This detailed debt management spreadsheet gives you a comprehensive view of all your debt and credit in one place. If
The Budget Planner
Download No_1: The Budget Planner Watch the budget planner at work! Need a comprehensive excel budget planner that automatically works everything out for you? ……..well
Take the Debt Quiz
7 simple questions & answers to find your best debt help plan This short debt quiz will show you where to start with paying down
Avalanche or Snowball?
Avalanche vs Snowball methods to pay down your debts; which one is best?? Choosing a method to pay down your debt can be even more
Credit Report
Did you know that there are 3 credit agencies in the US that provide credit reports? Did you also know that each credit agency can
Debt Action Plan
Knowing were to start with taking action with your debt and making a plan that you will actually follow can be a real challenge, especially
Bad Credit
Do you feel like you are running out of options…..fast??!! Maybe you feel like you’ve “tried everything” but your debt just isn’t going away? Fear
Where should I save my money?
The simple answer would be: “The place with the lowest risk and highest return”. But there are so many other factors involved; you could try
How do I invest without any money?
Easy; use someone else’s! Seriously though, depending on your financial health, you could be borrowing money at 0% and investing it relatively safely at 5%
Should I buy or lease a car??
Unless you absolutely MUST have a new car right now (or as soon as humanly possible), I’d say buy a slightly older one and save
Money Saving Hacks in the UK
These are not strictly “HACKS”, just a few things that I do regularly to save me a bit of money on day to day stuff
How can I make some extra cash from home? (UK)
There are so many ways to make extra money it can make your head explode. BUT with opportunity comes opportunists willing to say anything to
Can I pay less for my mobile phone?
YES! You can pretty much always pay less if you are willing shop around and put some leg work in for cashback deals. If you
Why can’t I save money?
You can!! You just need to find what works for you without making you feel restricted or deprived. There are loads of apps and ways
What the best type of mortgage?
It depends on your personal circumstances, your credit rating, your loan to value amount (LTV), your age, the property and a myriad of other things
Does it matter how I think about money?
YES! No-one ever got rich AND stayed that way by disliking the stuff! If you don’t like, want or care for it, the universe will